EMI calculator for clear monthly repayment planning

Set the principal, annual interest rate, tenure, and optional down payment to understand the real monthly EMI before you commit.

Amount Financed

Rs 1,500,000.00

We subtract the down payment first so the EMI is based on the actual financed principal.

Monthly Rate

1.00%

Monthly EMI uses the reducing-balance formula, so the monthly rate matters more than flat-interest shortcuts.

Installments

60 months

Switch between months and years depending on whether you are modeling short-term financing or long-tenure loans.

EMI Tool

EMI Calculator

Loan Amount

Quick Amounts

Annual Interest RateDown Payment

Rate Presets

TenureUnit

Tenure Presets

Estimate

Review the financed amount, monthly installment, and total repayment before you present or compare a plan.

Run the EMI calculation to see your plan

We will show the monthly installment, total interest, total repayment, and the full financed amount after down payment.

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